Thursday, October 29, 2009
Saturday, October 17, 2009
Your Insurance Company and the Importance of Regular Maintenece.
Hello again everyone!
I ran into a situation again that I thought I would bring to everyone attention because it is happening more frequently and affects the insurance coverage for your RV.
As you are probably aware, we have been repairing severely water damaged vehicles in particular the Weekend Warrior brands as of late. In most cases, the customers insurance has picked up the tab for these repairs because repairs can be extensive and expensive. I am starting to see a trend emerging that I have not seen in a while from the insurance companies that could greatly affect your coverage of these types of repairs.
This last week we took in a 1998 Weekend Warrior with severe damage to the front end from water intrusion. We completed the estimate and contacted the adjuster to come and inspect the damage of which they did the next day. The adjuster asked if we had been the repair shop for this customer and if there were service records showing regular roof maintenance for his RV. This particular customer was new to us so I was not able to provide proof of maintenance for them. Later that day in speaking with the owner, he mentioned he had been asked the same question by the adjuster and also had no records to show. As it turned out, his repairs were declined by his insurance company because he did not have proof of regular maintenance by a professional RV repair facility.
I bring this to your attention because I am seeing this more and more and brings another strong reason to have regular maintenance done to your RV, minimally a seasonal inspection so you have something to show your insurance if an issue arises. Lets face it, insurance companies are looking for any excuse to deny your claim. The best insurance to protect yourself is to get your RV inspected regularly and keep on top of your manufacturers reccomended maintenance schedule. This will give them no wiggle room when you need them most.
To schedule a free documented RV roof and exterior seal inspection or any other needed maintenance to your RV contact our shop anytime at 951 698 8577. Insure yourself against your insurance company and those dreaded words: Not Covered!
Happy Camping!
Michael Kahle
Murrieta Creek RV
951 698 8577
info@murrietacreekrv.com
I ran into a situation again that I thought I would bring to everyone attention because it is happening more frequently and affects the insurance coverage for your RV.
As you are probably aware, we have been repairing severely water damaged vehicles in particular the Weekend Warrior brands as of late. In most cases, the customers insurance has picked up the tab for these repairs because repairs can be extensive and expensive. I am starting to see a trend emerging that I have not seen in a while from the insurance companies that could greatly affect your coverage of these types of repairs.
This last week we took in a 1998 Weekend Warrior with severe damage to the front end from water intrusion. We completed the estimate and contacted the adjuster to come and inspect the damage of which they did the next day. The adjuster asked if we had been the repair shop for this customer and if there were service records showing regular roof maintenance for his RV. This particular customer was new to us so I was not able to provide proof of maintenance for them. Later that day in speaking with the owner, he mentioned he had been asked the same question by the adjuster and also had no records to show. As it turned out, his repairs were declined by his insurance company because he did not have proof of regular maintenance by a professional RV repair facility.
I bring this to your attention because I am seeing this more and more and brings another strong reason to have regular maintenance done to your RV, minimally a seasonal inspection so you have something to show your insurance if an issue arises. Lets face it, insurance companies are looking for any excuse to deny your claim. The best insurance to protect yourself is to get your RV inspected regularly and keep on top of your manufacturers reccomended maintenance schedule. This will give them no wiggle room when you need them most.
To schedule a free documented RV roof and exterior seal inspection or any other needed maintenance to your RV contact our shop anytime at 951 698 8577. Insure yourself against your insurance company and those dreaded words: Not Covered!
Happy Camping!
Michael Kahle
Murrieta Creek RV
951 698 8577
info@murrietacreekrv.com
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